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In this podcast episode, David Haber and Zach Perret trace the dramatic rise, fall, and reset of the fintech industry, exploring how the sector went from receiving 25% of venture dollars to nearly zero and is now experiencing a resurgence driven by AI, embedded finance, and new approaches to financial services.
The podcast discusses how AI moats still matter, with the key difference being that software can now do actual work, transforming market opportunities from IT spend to labor spend, and creating trillion-dollar opportunities in unexpected spaces.
Gene Ludwig and Paolo Bertolotti of ModernFi discuss how their innovative deposit network solution could help community banks survive future financial crises by creating a bank-owned consortium that addresses technology, economic, and alignment challenges in the banking ecosystem.